debitar.com
Open Banking · Brazil & LATAM

Withdraw cash
without a card.From any participating ATM or institution.

debitar.com connects your accounts and wallets to the largest ATM network in the region. One code, one withdrawal, zero plastic.

Your money, without the card. Without limits.

No physical card Coverage in 9 countries Certified Open Banking
23K
partner ATMs
9
countries in LatAm + IB
<8s
to generate your code
USD 300B
target market by 2027
Live demo

Here is how it works in 18 seconds.

Mariana withdraws cash from her bank — no card, no friction.

debitar.com · Live demo01 / Request
Mariana opens the app and picks an amount.
$ 200.00 · Citi ··4218
DEBITAR
22:41
Request
$200.00
Request
Citi · ··4218
Code
01 Request
02 Code
03 ATM
04 Cash
How it works

Four steps. Zero friction.

Designed to work the same in Bogotá, São Paulo, Mexico City or Lisbon.

01
Link your bank

Connect accounts and wallets via Open Banking. Your bank approves; we never touch your credentials.

02
Request a withdrawal

Pick the amount and the source account. We generate a single-use code in under eight seconds.

03
Step up to the ATM

Choose “Cardless withdrawal” at any partner ATM. Enter the code and your phone number.

04
Walk away with cash

The ATM dispenses. Your app confirms. The transaction shows in your bank in real time.

Coverage

Built country by country.

We meet every local regulator. We operate under license or in regulated sandbox in every market we serve.

🇧🇷
Brazil
Live
BCB · Pix + Open Finance
🇲🇽
Mexico
Live
CNBV · Fintech Law (IFPE)
🇨🇴
Colombia
Live
SFC · SEDPE
🇵🇪
Peru
Q3 2026
SBS · Res. 2286-2024
🇨🇱
Chile
Q3 2026
CMF · Fintech Law
🇦🇷
Argentina
Q4 2026
BCRA · PSPCP
🇺🇾
Uruguay
Q4 2026
BCU · Sandbox
🇵🇹
Portugal
2027
Banco de Portugal · PSD2
🇪🇸
Spain
2027
Banco de España · PSD2
Near you

Find the closest ATM.

Over 23,000 partner ATMs across the region. This is a demo view of São Paulo.

  • You are here
  • Nearby ATMs
Security

Your money, your control.

2FA on every withdrawal

Mandatory two-factor. Single-use code bound to your device and phone number.

We never custody balances

Money lives in your bank until the second it leaves the ATM. We are not a wallet.

End-to-end encryption

AES-256 at rest, TLS 1.3 in transit. Audited under ISO 27001 and SOC 2 Type II.

For banks and partners

Connect your network.

REST API, sandbox in 24h, production in 6 weeks. Compatible with NCR Atleos, Diebold Nixdorf and local switches.

  • SDKs in JS, Swift, Kotlin
  • Sandbox compatible with IDB APIBox
  • T+0 settlement on local rails
Talk to the team
curl https://api.debitar.com/v1/tokens \
  -H "Authorization: Bearer $DBTR_KEY" \
  -d '{
    "amount":   { "value": 200000, "currency": "COP" },
    "user_id":  "u_3f9a8b…",
    "bank_id":  "bancolombia",
    "ttl_sec":  300
  }'

→ 201 Created
{
  "code":  "847293",
  "expires_at": "2026-04-30T22:46:31Z",
  "atm_networks": ["servibanca","ath"]
}
Roadmap

Where we are going.

Phase 01
Done
Cardless withdrawal MVP

App + Open Banking + 1 ATM network. Pilot country: Colombia.

Phase 02
In progress
Multi-country and P2P

Brazil + Mexico. P2P transfers and bill payments.

Phase 03
2027
Full platform

Virtual card, intra-LatAm FX, embedded savings and credit.